Day Spa Insurance in Vermont

T.S. Peck Insurance
Day Spa Insurance Vermont

What is Day Spa Insurance?

Operating a day spa comes with a certain amount of risk, and it’s important to protect against the potential property and liability perils that this type of business is exposed to. Day spa insurance policies help spas in Vermont shield themselves from many of the perils that they face.

Day spa insurance is a particular kind of commercial insurance that’s tailored to meet the needs of these spas. Since these spaces usually have multiple insurance needs, the policies normally come with multiple coverages that are bundled together into a single package policy.

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Client Testimonials

“Friendly and prompt – I have been with T.S Peck for many years and have no complaints with their trusted service. They have always taken a friendly approach to their craft and are always willing to answer all of my questions!”

John S.

“We Contacted T.S Peck Insurance to inquire about auto insurance/ After with with Jake, we explored combining our auto and home insurance, in turn realizing a big savings.”

Lary P.
“When I called for a quote, my agent was personable and helpful. He always got back to me quickly with answers, which is extremely important. The entire process was handled in a timely manner and was able to meet my expectations and beyond.”
Dayne D.
“Jake Hynes and the folks at T.S. Peck have been awesome to work with! As a recent start-up, we were new to the “buying business insurance” scene. One phone call and all our concerns were laid to rest. The service has been great and the prices are very competitive. We recently price shopped again and found we were still in the best hands!”
Scott L.
Day Spa Insurance Vermont

What Vermont Businesses Need a Salon Spa Insurance Policy?

Broadly speaking, the majority of salons and day spas located in Vermont ought to have salon spa insurance in place. Not insuring any business can be dangerous and leave the business exposed to possibly devastating risks, and this is the commercial insurance that’s normally most well-suited to protect salons and day spas.

Importantly, this guidance doesn’t extend to medical spas. While medical spas have some coverage needs that are akin to salons and day spas, medical spas also offer other services that create different coverage requirements. These businesses will likely find that a medical spa policy is better for their situation.

What Protections Are Available Within Salon Spa Insurance Policies?

While most salon spa insurance policies offer multiple coverages, the exact coverages they provide sometimes differ. Depending on a policy’s terms, it might provide protections like the following:

There are still more coverages that salon spa insurance policies might offer, and this is only a short synopsis of what these coverages could protect against. For a full list of available coverages and their protections, salons should contact an insurance agent who specializes in these policies. A specialized agent will know what protections are commonly available and be able to explain how those protections can be helpful in more detail.

Day Spa Insurance Vermont

Are Off-Site Services Covered by Salon Spa Policies?

Salons and spas that offer services off-site, such as massages at clients’ locations, usually need to make sure that whatever policy they choose extends coverage to off-site services. Some salon spa policies might include this coverage, but not all do. An informed agent can help find a policy that does include the coverage if the protection is needed.

Additionally, salons that offer services off-site often also need some form of commercial auto coverage. This coverage can sometimes be added to a salon spa policy, and an agent can help determine what kind of commercial auto coverage is most appropriate.

Are Salon Spa Policies Expensive?

Salon spa policies’ premiums vary because they’re based on multiple factors. In general, however, these policies normally aren’t too expensive. An agent who’s independent and can shop policies from multiple insurers can check exactly how much different policies would be.

How Can Spas in Vermont Get Day Spa Insurance?

If you need help insuring a spa or salon that’s in Vermont, reach out to the independent insurance agents at T.S. Peck Insurance. Our team of agents can help you find a day spa insurance policy that’s right for your business, and we can get you the best policy regardless of what company offers it

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T.S. Peck Insurance

For questions or concerns, please contact our independent insurance agents.

Office: 41 IDX Drive, Suite 135
South Burlington, VT 05403

Office: 158 Lake St,
St Albans, VT 05478