Personal Umbrella Insurance in Vermont

T.S. Peck Insurance
Personal Umbrella Insurance Vermont

Personal Umbrella Insurance in Vermont

Personal umbrella insurance can provide broader coverage with higher limits and fewer restrictions, protecting you and your family.

Insurance Limitations

Every insurance policy has a coverage limit, which is the maximum amount the insurance company will pay for a given situation. While your local Vermont agent at T.S. Peck Insurance will work hard to help you determine a reasonable amount of liability insurance to carry for the most common risks, it is always possible that an accident or injury will exceed this amount. Insurance policies also exclude certain events, causing coverage gaps. While these situations may be rare, they are also typically financially devastating when they occur.

Get a Quote

Client Testimonials

“I just wanted to take a moment to let you know how great I think Caroline Collins is. – Every time I call to update my policy(and I have updated it a lot over the years) Caroline has been nothing but amazing to deal with. She takes care of all my needs in real time which is amazing. She is very personable, always respectful, extremely knowledgeable, and just all around awesome to deal with. I truly enjoy dealing with her and think she is a huge asset to your business from where I sit.”

Jason C.

“Friendly and prompt – I have been with T.S Peck for many years and have no complaints with their trusted service. They have always taken a friendly approach to their craft and are always willing to answer all of my questions!”

John S.

“We Contacted T.S Peck Insurance to inquire about auto insurance/ After with with Jake, we explored combining our auto and home insurance, in turn realizing a big savings.”

Lary P.
“When I called for a quote, my agent was personable and helpful. He always got back to me quickly with answers, which is extremely important. The entire process was handled in a timely manner and was able to meet my expectations and beyond.”
Dayne D.
“Jake Hynes and the folks at T.S. Peck have been awesome to work with! As a recent start-up, we were new to the “buying business insurance” scene. One phone call and all our concerns were laid to rest. The service has been great and the prices are very competitive. We recently price shopped again and found we were still in the best hands!”
Scott L.
Personal Umbrella Insurance Vermont

Personal Umbrella Insurance

Umbrella insurance can be invaluable when your Vermont homeowners or auto policy has reached its coverage limits. It will help to pay any excess legal fees, settlements, and medical costs, up to your umbrella policy, which is typically $1,000,000, but can be as high as $5,000,000.

Personal umbrella policies typically have fewer restrictions than your Vermont auto and home policies. This reduces coverage gaps, as it will pay out even in situations your other policies have excluded. With this broad coverage, you can be confident that your financial future will not be jeopardized by an accident.

Personal Umbrella Insurance Vermont

Broad Protection at a Low Cost

Vermont personal umbrella insurance is very affordable, making it an ideal way to extend your coverage while staying within your budget. Rather than increasing your auto and home policy premiums, you may be able to add an umbrella policy at a low premium, effectively extending both your auto and home liability limits for less. Your umbrella policy should cover not only you, but also members of your household and pets. If your teenager causes a multi-car accident or your dog bites the neighbor, your umbrella policy may help provide protection against lawsuits and help pay for bodily injuries.

Get in touch with our team!

T.S. Peck Insurance

For questions or concerns, please contact our independent insurance agents.

Office: 41 IDX Drive, Suite 135
South Burlington, VT 05403

Office: 158 Lake St,
St Albans, VT 05478