Malpractice Insurance in Vermont

T.S. Peck Insurance
Malpractice Insurance Vermont

What is Malpractice Insurance?

Professionals are assumed to have expertise in an area, and they’re expected to use their knowledge and skill correctly. Should a professional make a mistake, they may be sued for any damages or harm they cause. Malpractice insurance helps protect Vermont professionals from legal fees and potential settlements associated with covered lawsuits regarding their work.

Malpractice insurance is a form of professional liability insurance. It helps provide protection against liability lawsuits arising from an error that a professional makes. When a covered accusation is made, a malpractice policy will usually cover both the legal fees and any settlement associated with the suit (up to the policy’s limits).

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Client Testimonials

“I switched to TS Peck a couple of years ago because the insurance agency I had been with for decades had dropped the ball on customer service. I was reminded of what a great decision it had been when I reached out to Anne for help earlier last month, she couldn’t have been more prompt, friendly, and helpful.

As an employer I know how hard it is to find great staff these days so wanted to take the time to let you know that Anne is one of those rare finds.”

David C.

“I just wanted to take a moment to let you know how great I think Caroline Collins is. – Every time I call to update my policy(and I have updated it a lot over the years) Caroline has been nothing but amazing to deal with. She takes care of all my needs in real time which is amazing. She is very personable, always respectful, extremely knowledgeable, and just all around awesome to deal with. I truly enjoy dealing with her and think she is a huge asset to your business from where I sit.”

Jason C.

“Friendly and prompt – I have been with T.S Peck for many years and have no complaints with their trusted service. They have always taken a friendly approach to their craft and are always willing to answer all of my questions!”

John S.

“We Contacted T.S Peck Insurance to inquire about auto insurance/ After with with Jake, we explored combining our auto and home insurance, in turn realizing a big savings.”

Lary P.
“When I called for a quote, my agent was personable and helpful. He always got back to me quickly with answers, which is extremely important. The entire process was handled in a timely manner and was able to meet my expectations and beyond.”
Dayne D.
“Jake Hynes and the folks at T.S. Peck have been awesome to work with! As a recent start-up, we were new to the “buying business insurance” scene. One phone call and all our concerns were laid to rest. The service has been great and the prices are very competitive. We recently price shopped again and found we were still in the best hands!”
Scott L.
Malpractice Insurance Vermont

Who Needs Malpractice Liability Insurance?

Any professional in Vermont who would face serious consequences if they made an error in their work may want to consider getting a malpractice policy. A few kinds of professionals that might need the protection a policy can provide include:

  • Doctors and other medical professionals
  • Estheticians and others cosmetology professionals
  • Contractors and tradespeople in the constructions industry
  • Engineers (of all kinds)
  • Certified public accountants and other accounting professionals

Does an Employer Provide Malpractice Coverage?

Many employers have some form of malpractice coverage, but not all employers’ policies cover their employees.

Some employers’ malpractice policies do provide coverage for employees. In these cases, employees don’t need to purchase their own policies unless they want more protection than their employer’s policy affords.

Malpractice Insurance Vermont

Other employers’ malpractice policies only insure the employer — and not the employees. If an error is made, both the company and the person who made the mistake may be found liable, and the individual employee could be personally responsible. In these situations, employees are often wise to purchase their own malpractice policy.

Additionally, employees who do work outside of their official responsibilities with their employer may need their own policy. Even if their employer has a policy that provides coverage for employees, the policy likely only covers employees when they’re performing duties for the employer. Most employers’ policies don’t cover employees when they’re moonlighting at another gig.

How Can Professionals in Vermont Obtain Malpractice Liability Insurance?

Professionals throughout Vermont can obtain malpractice insurance by talking with an independent insurance agent who specializes in this kind of insurance. An agent can explain what’s usually included in a specific type of malpractice liability insurance, and they can help professionals review multiple policies to find one that provides the most appropriate level of protection.

Get in touch with our team!

T.S. Peck Insurance

For questions or concerns, please contact our independent insurance agents.

Office: 41 IDX Drive, Suite 135
South Burlington, VT 05403

Office: 158 Lake St,
St Albans, VT 05478