Vermont Insurance Blog

Generally speaking, commercial umbrella insurance policies don’t have standard deductibles. While there may be an occasional exception, you’re far more likely to find underlying limits requirements and self-insured retentions in your Vermont business’ commercial umbrella policy. These are similar to[...]

Personal umbrella insurance is sometimes viewed as a protection that only the wealthy need. This supplemental coverage isn’t just for people who have lots of assets, though. Many average Vermont residents can benefit from getting a personal umbrella policy.[...]

Insurance companies consider many different factors when calculating motorcycle insurance premiums. Riders have little control over some factors (e.g. age, gender and marital status), and others riders often don’t want to change (e.g. coverages and limits). There are still more[...]

When purchasing a commercial property insurance policy, it’s important to get all of the property protections that your Vermont businesses needs. No one wants to pay for extraneous coverages, though. For most businesses, replacement-cost coverage isn’t an extraneous coverage. It’s[...]

The particular perils that your Vermont business’ commercial package policy provides protection from will be outlined in the policy’s terms, conditions and exclusions. Because policies have their own language, the perils they cover can vary. In general, however, policies can[...]

In-ground swimming pools add a dimension to summer fun and activities. They’re great for water aerobics, cooling off, parties and relaxing, and they’re just a few steps away in your backyard. Getting an in-ground pool also, however, increases[...]